Asset Allocation Strategy Part 2
Continuing on my previous post on How Asset Allocation is Like Marriage, here are some more thoughts. (Btw, if you don’t believe in the institution of marriage, skip this post. But do come back later 
Marriage is a committment towards family and your social future. So is Asset Allocation. Towards your financial future.
Marriage can be an arranged one or a love marriage. (Even if you talk of a live in relationship, that’s a committment too) Similarly your asset allocation can be done in a number of ways.
In an arranged marriage, the parents try to match the kundalis. When it comes to asset allocation your risk profile is your kundali.
In a love marriage, you are focused on the one guy/girl you love. With asset allocation also, one may stick to one asset class like equity or debt only. For example, people who are into stocks scoff at the idea of investing in debt and people who are invested in debt may be scared of wading into stocks. They love their own asset class.
It’s a good idea to stick to the asset class you love and understand. The only problem is that of lack of diversification. Though you can diversify within your stock portfolio or spread risk over within your debt portfolio.
In any case, you need to work on your marriage even though they may be made in Heaven. So do you need to continuosly evaluate your asset allocation and do course corrections.
Do stay tuned in for concluding thoughts on Asset Allocation. It’s Part 3
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Well I guess I am headed towards a love marriage with equities
but yeah it is nice to always consider all your available options even before you fall in love 
@sumi
It’s the best asset class. All the best 
Good that u r attracted to equities