Yesterday, I observed an example of how confidence and attitude can make a great difference. While traveling yesterday, there were two boys and two girls sitting right across me. While all the four were of the same age, two of…
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Ranjan Varma's Blog
Learning and Sharing Things Around Books, Mind and Money
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Excellence is not a skill, It’s an attitude
Posted in Financial Behaviour
Insurance is a Risk product and Return is just an Add-on
We need to understand that insurance is a risk product and investment or whatever return comes is just an add-on. D K Mehrotra, Chairman, LIC says this in an interview with LiveMint This really is a lucid explanation of insurance. But…
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Personal Finance Is More Personal Than Finance
One of the reasons I am scared of blogging about personal finance is that I often end up making generalizations. Like ULIPs are bad. Or Equity is the best option to invest. Or better go for index funds. It’s important…
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Posted in Advisors, Financial Behaviour
Bankers or Bhayankars?
MoneyLife has a story about how HSBC Bank took singer Suchitra Krishnamoorthy for a ride over a five year period by promising an extravagant assured return of 24%. Here’s the link Suchitra is quoted as saying that it is a…
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2012 and New Years
The thing with a New Year is that it happens all the year round. Just two months back, in November, we had a New Year after Deewali. Another fortnight and we have Makar Sankranti. And then we have Basant Panchmi and…
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Posted in Rupee Manager
Spending Money
Here’s a lovely and powerful quote on money that resonates with me. What about you?
Posted in Infographics
Irrational Buying and Smart Selling
Personal Finance is combination of maths and psychology. Just 1-10 % maths, 90-99% psychology, to my mind. Economist has an insightful article on how irrational buying offers an opportunity for smart selling and advertising by brands/ companies. Excerpts: “You would be…
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Posted in Financial Behaviour
