Blog Archives

There is no such thing as financial planning or advice; it’s all just salesmanship

Dhirendra Kumar writes this on his website: All financial planning and advice that is provided apparently gratis (but is actually paid for through commissions) is suspect. I agree. But this post is about asking the right questions. The point of

Posted in Financial Awareness, Websites

Tapping Technology for Financial Literacy: My Interview with Joseph

Joseph Jude has an interesting blog on Consultancy, Life and India. He asked me pretty interesting questions and has published my answers on his blog. Check the link below: Technology is Powerful; But Its Not The Panacea – Says Ranjan

Posted in Financial Awareness, Miscellaneous, Websites

Search Or Ask: India’s First Personal Finance Search & Ask Engine

Technology is a powerful tool to build an environment of learning. And I am excited about building two simple sites on personal finance. One, India’s first personal finance search engine Two, India’s first personal finance ask engine The search engine

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Posted in Financial Awareness, The 88% Solution, Websites

Expert Equity Analysts Rarely Get It Right

McKinsey research shows that equity analysts have been overoptimistic for the past quarter century. On average, their earnings-growth estimates—ranging from 10 to 12 percent annually, compared with actual growth of 6 percent—were almost 100 percent too high. Only in years

Posted in Equity, Financial Awareness, Investing gyaan, Stocks

Why I Have A Problem With Authority

This post is about my defense for being “negative” and an “outsider”. Yes, I do have a perpetual problem with authority. And my parents would happily stand testimony to the above statement! For new readers, the context is the following

Posted in Financial Awareness, Miscellaneous

Financial Inclusion & Financial Literacy: Intentions & Realities

The newspaper today has stories on financial inclusion and financial literacy. This post is about my thoughts on the noble intentions v/s the hard realities in the areas of financial inclusion and financial literacy. Mumbo Jumbo? Finance Minister Pranab Mukherjee

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Posted in Financial Awareness, Miscellaneous, Workshop

What Is The 88% Solution?

This post is about a simple solution to setup your investments. I call it “The 88% Solution”. Why 88%? Because it works for 88% people. It works 88% of the time! This is the third and the final part. Part

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Posted in Featured, Financial Awareness, Investing gyaan, The 88% Solution
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