Category Archives: Insurance

Implications of the Proposed DTC on ELSS & ULIPS

Welcome. Please take a look around & subscribe to updates via RSS feed or by Email. Thanks for visiting! Coming Soon! A “Financial Health Check & Planning Workshop”. Stay tunedThe revised discussion paper on DTC, has an effect of loss … Continue reading

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Posted in Taxes, ULIP | 6 Comments

Benefits of Buying Insurance Online

The Hindu Business Line has a report on “Why you should buy insurance online“. Excerpts: An array of insurance products in the life and general insurance spaces are issued online. Agent commission, which is a significant proportion of the cost … Continue reading

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Posted in Insurance, ULIP | 1 Comment

Insurance Is The Only Long Term Product Available?

Kamesh Goyal, CEO, Bajaj Allianz Life Insurance has an article on ET (By Invitation) titled; “Nature of Life Insurance Products is such that they deal with both Investment & Protection” Mr Goyal has put forth his arguments as to why … Continue reading

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Posted in Financial Awareness, Insurance, Misinformation | 3 Comments

Why An Endowment Insurance Plan Does Not Make Sense

DNA has an interesting post on endowment plans A typical agent is likely to tell you, “Sir, the insurance company always declares a bonus of more than 4% (Rs 40,000) every year. So the bonus you get every year will … Continue reading

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Posted in Insurance | 1 Comment

Do You Feel Cheated By Your Insurance Agent?

My school friend Sailesh is very furious with his Insurance agent. The Agent has filled all wrong details from the data from his bank who is also marketing the policy. Following are the discrepancies :- 1) Wrong address 2) Wrong … Continue reading

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Posted in Financial Awareness, Insurance, Misinformation | Leave a comment