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Category Archives: Insurance
Does it make Sense To Buy The Cheapest Insurance?
Welcome back! Join me on this journey to improving our financial IQ and sharing what we know. Updates at RSS feed or Email. And spread the word please Thank You! Coming Soon! A “Financial Health Check & Planning Workshop”. Stay … Continue reading
Posted in Insurance
15 Comments
Adding Insurance to ULIP Now?
I have two questions. But first read the background: The IRDA has tightened the norms on all unit linked insurance plans (ULIPs) to offer life cover on these products and that they should offer a minimum sum assured payable on … Continue reading
Posted in Insurance, ULIP
2 Comments
Whether Disclosure of Commissions by Agents Will Work?
This post continues on what I posted two days back on IRDA asking Agents to disclose commission. A friend told me that the idea looks very good on paper, but practical implementation is very difficult. Let’s see how. The Irda … Continue reading
Posted in Financial Awareness, Insurance, ULIP
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IRDA Asks Agents to Disclose Commissions
The uproar about the incentives to Agents continues. IRDA has told insurers to disclose explicitly the commission in the `benefit illustration’, a document that contains the benefits due to a policyholder upon maturity of an insurance policy. A signed copy … Continue reading
Posted in Financial Awareness, Insurance
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ULIP: Policy Administration Charges Instead of Premium Allocation Charge
DNA has a report on ULIPs and how some insurance companies are charging as high as 48% of first year premium towards policy administration charges. Earlier, insurers used to deduct a substantial portion of the premium being paid in the … Continue reading
Posted in Financial Awareness, ULIP
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