Email Updates
-
Popular Posts
- How I Made Rs 1,27,535 in One Day!
- How to Maximize your Income
- How to Get Yourself A Financial Plan
- What Is The 88% Solution?
- The Iceberg Theory of Money Management
- RupeeManager in Private Beta Now
- Financial Planning Workshop
- How to Sell ULIPs to Unsuspecting Customers
- Open Letter to Kamesh Goyal, Bajaj Allianz Life Insurance CEO
- Become A Member of Association of Indian RupeeManagers
-
Recent Posts
- What’s Common Between Economics and Physics
- Who Does Your Retirement Planning For You
- Transforming Financial Behaviour
- How to set up your financial freedom?
- Providing Investment Advice Services
- There is no such thing as financial planning or advice; it’s all just salesmanship
- Tapping Technology for Financial Literacy: My Interview with Joseph
- Now, Stocks and even the Sensex can have a MRP tag
- Search Or Ask: India’s First Personal Finance Search & Ask Engine
- Predicting The Future: Two Perspectives
Category Archives: ULIP
Implications of the Proposed DTC on ELSS & ULIPS
Welcome back! Join me on this journey to improving our financial IQ and sharing what we know. Updates at RSS feed or Email. And spread the word please Thank You! Coming Soon! A “Financial Health Check & Planning Workshop”. Stay … Continue reading
Posted in Taxes, ULIP
6 Comments
Benefits of Buying Insurance Online
The Hindu Business Line has a report on “Why you should buy insurance online“. Excerpts: An array of insurance products in the life and general insurance spaces are issued online. Agent commission, which is a significant proportion of the cost … Continue reading
Adding Insurance to ULIP Now?
I have two questions. But first read the background: The IRDA has tightened the norms on all unit linked insurance plans (ULIPs) to offer life cover on these products and that they should offer a minimum sum assured payable on … Continue reading
Posted in Insurance, ULIP
2 Comments
Whether Disclosure of Commissions by Agents Will Work?
This post continues on what I posted two days back on IRDA asking Agents to disclose commission. A friend told me that the idea looks very good on paper, but practical implementation is very difficult. Let’s see how. The Irda … Continue reading
Posted in Financial Awareness, Insurance, ULIP
Leave a comment
ULIP: Policy Administration Charges Instead of Premium Allocation Charge
DNA has a report on ULIPs and how some insurance companies are charging as high as 48% of first year premium towards policy administration charges. Earlier, insurers used to deduct a substantial portion of the premium being paid in the … Continue reading
Posted in Financial Awareness, ULIP
Leave a comment