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	<title>Comments for Ranjan Varma&#039;s Blog</title>
	<atom:link href="http://ranjanvarma.com/comments/feed/" rel="self" type="application/rss+xml" />
	<link>http://ranjanvarma.com</link>
	<description>Learning and Sharing Things Around Money, Mind and Marathon</description>
	<lastBuildDate>Thu, 02 Feb 2012 04:19:49 +0000</lastBuildDate>
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		<title>Comment on One Million Content Hits, Thank You by http://crackmba.com/</title>
		<link>http://ranjanvarma.com/2011/12/one-million-content-hits-thank-you/comment-page-1/#comment-55920</link>
		<dc:creator>http://crackmba.com/</dc:creator>
		<pubDate>Thu, 02 Feb 2012 04:19:49 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=2116#comment-55920</guid>
		<description>Congratulation Ranajn!!!!

Defintiely a great achievement for the immense hard work you have put for us.... Hats off to you!!!</description>
		<content:encoded><![CDATA[<p>Congratulation Ranajn!!!!</p>
<p>Defintiely a great achievement for the immense hard work you have put for us&#8230;. Hats off to you!!!</p>
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		<title>Comment on Irrational Buying and Smart Selling by Azurwebdev</title>
		<link>http://ranjanvarma.com/2011/12/irrational-buying-and-smart-selling/comment-page-1/#comment-55468</link>
		<dc:creator>Azurwebdev</dc:creator>
		<pubDate>Sat, 28 Jan 2012 23:25:31 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=2124#comment-55468</guid>
		<description>I think that to much methematics in economy can lead to a lack of confidence, like in the current crisis. Mathematicians are building too complex financial products, to my mind.

Your article contains interesting point of view.</description>
		<content:encoded><![CDATA[<p>I think that to much methematics in economy can lead to a lack of confidence, like in the current crisis. Mathematicians are building too complex financial products, to my mind.</p>
<p>Your article contains interesting point of view.</p>
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		<title>Comment on Lights, Camera &amp; Action: 3 Steps on How to be a Smart RupeeManager by pay2gain</title>
		<link>http://ranjanvarma.com/2011/05/lights-camera-action-3-steps-on-how-to-be-a-smart-rupeemanager/comment-page-1/#comment-55385</link>
		<dc:creator>pay2gain</dc:creator>
		<pubDate>Sat, 28 Jan 2012 03:37:14 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=1903#comment-55385</guid>
		<description>Hi Ranjan,
I am looking forward for your book. The title of the book is certainly grabbing the eye balls. Please mention in your book about the type of financial products which has to in our portfolio.</description>
		<content:encoded><![CDATA[<p>Hi Ranjan,<br />
I am looking forward for your book. The title of the book is certainly grabbing the eye balls. Please mention in your book about the type of financial products which has to in our portfolio.</p>
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		<title>Comment on If Sachin is God, Sehwag is Rajnikanth by Priyanka</title>
		<link>http://ranjanvarma.com/2011/12/if-sachin-is-god-sehwag-is-rajnikanth/comment-page-1/#comment-54775</link>
		<dc:creator>Priyanka</dc:creator>
		<pubDate>Sat, 21 Jan 2012 06:54:11 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=2111#comment-54775</guid>
		<description>I think Lara is more of a match winner than Sachin. Sachin may score century of centuries but his inability to win matches for India will be a blot on his career.

http://dipqa.com/view/dips/224/sachin-tendulkar-most-overrated

Thanks
Priyanka</description>
		<content:encoded><![CDATA[<p>I think Lara is more of a match winner than Sachin. Sachin may score century of centuries but his inability to win matches for India will be a blot on his career.</p>
<p><a href="http://dipqa.com/view/dips/224/sachin-tendulkar-most-overrated" rel="nofollow">http://dipqa.com/view/dips/224/sachin-tendulkar-most-overrated</a></p>
<p>Thanks<br />
Priyanka</p>
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		<title>Comment on Open Letter to Kamesh Goyal, Bajaj Allianz Life Insurance CEO by sagar bhatia</title>
		<link>http://ranjanvarma.com/2009/09/letter-kamesh-goyal-bajaj-allianz-life-insurance-ceo/comment-page-1/#comment-54460</link>
		<dc:creator>sagar bhatia</dc:creator>
		<pubDate>Tue, 17 Jan 2012 14:30:35 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=797#comment-54460</guid>
		<description>DEAR SIR ,
                    I WOULD LIKE TO INFORM YOU THAT AGAINST MY POLICY NO.0109959084
MY AGENT GAVE A WRITTEN CLOSURE LETTER FOR MATUARITY
BY  TELEPHONIC CONFIRMATION CALL I WAS BEING SUGGESTED BY BAJAJ ALLIANZ NOT TO CLOSE THE POLICY
OTHERWISE I WOULD HAVE TO BEAR 50% LOSS, SO ASKED HIM NOT TO MATURE THE POLICY
SO KINDLY GO THROUGH MY PROBLEM AND TRY TO GIVE NEEDFUL RESULTS</description>
		<content:encoded><![CDATA[<p>DEAR SIR ,<br />
                    I WOULD LIKE TO INFORM YOU THAT AGAINST MY POLICY NO.0109959084<br />
MY AGENT GAVE A WRITTEN CLOSURE LETTER FOR MATUARITY<br />
BY  TELEPHONIC CONFIRMATION CALL I WAS BEING SUGGESTED BY BAJAJ ALLIANZ NOT TO CLOSE THE POLICY<br />
OTHERWISE I WOULD HAVE TO BEAR 50% LOSS, SO ASKED HIM NOT TO MATURE THE POLICY<br />
SO KINDLY GO THROUGH MY PROBLEM AND TRY TO GIVE NEEDFUL RESULTS</p>
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		<title>Comment on About by Ruta Gupte</title>
		<link>http://ranjanvarma.com/about/comment-page-1/#comment-53505</link>
		<dc:creator>Ruta Gupte</dc:creator>
		<pubDate>Mon, 09 Jan 2012 05:39:49 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?page_id=2#comment-53505</guid>
		<description>Dear Sir, 

I can get some more info on the topic how to design the financial literacy program?</description>
		<content:encoded><![CDATA[<p>Dear Sir, </p>
<p>I can get some more info on the topic how to design the financial literacy program?</p>
]]></content:encoded>
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		<title>Comment on Open Letter to Kamesh Goyal, Bajaj Allianz Life Insurance CEO by DR.ABHIK DE</title>
		<link>http://ranjanvarma.com/2009/09/letter-kamesh-goyal-bajaj-allianz-life-insurance-ceo/comment-page-1/#comment-53175</link>
		<dc:creator>DR.ABHIK DE</dc:creator>
		<pubDate>Thu, 05 Jan 2012 17:42:58 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=797#comment-53175</guid>
		<description>contact:9331008553</description>
		<content:encoded><![CDATA[<p>contact:9331008553</p>
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	<item>
		<title>Comment on Open Letter to Kamesh Goyal, Bajaj Allianz Life Insurance CEO by DR.ABHIK DE</title>
		<link>http://ranjanvarma.com/2009/09/letter-kamesh-goyal-bajaj-allianz-life-insurance-ceo/comment-page-1/#comment-53172</link>
		<dc:creator>DR.ABHIK DE</dc:creator>
		<pubDate>Thu, 05 Jan 2012 16:39:57 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=797#comment-53172</guid>
		<description>I WAS SOLD/MISSOLD 25 ULIPS OF BALIC,ANNUAL PREMIUM 60 LACS THROUGH STANCHART KOLKATA.EXTREME MIS SELLING.POLICIES IN QUESTIONS ARE 1.0014947526,SINGLE PREM.POLICY.SAME FUND OF 10LACS WITHDRAWN,REINVESTED,WITHIN A SPHERE OF WEEKS,TO FETCH ALLOC.CHARGES,SHOWN AS TOP UPS.NAV DIFFERANCE CAUSING 65000/LESS PAYMENT.(JAN.06-0/11/06).WROTE TO MR.GOYAL.NO RESULT.2.ULIPS ARE KNON TO BE LONG TERM INSTUMENT.BUT IN OUR CASE,AS SOON AS LOCK IN PERIOD WAS OVER,NEW ONE SOLD,WITH HIGH CHARGES,EVEN AFTER WITHDRAWING FUNDS FROM EXISTING POLICIES.EVEN 5 POLICIES WERE SOLD AFTER WITHDRAWING FUNDS FROM 4 POLICIES
WITH CHARGES @10%,THOUGH 4 POLICIES IN LAPSED STATE 0077201202,0084036225,0072633180,0057707330.HOW CAN YOU SELL A POLICY,WHEN POLICIES ARE IN LAPSED STATE BEFORE LOCK IN PERIOD IS OVERI.E2YS.RUNNING POLICY BEEN SURREDERED TO MIS SELL NEW ONE WITHIN DAYS0022453022 SUR.ON 23.09.09,SOLD 135451707 ON 30/09/09.POL.NO. MIS ADV.TO STOP PAYING PREM.01.09.09
NEW POLICY SOLD WITH HIGH CHARGES 01.08.09,RATHER EXISTING POLICY  SHOULD HAVE BEEN CONTINUED.POL.NOS.25969615,132998085.NOW I AM UNABLE TO PAY PREM.DUE TO LACK OF FUND ,DUE TO MISADVISORY,CAUSING EROSION OF CAPITAL.TOTAL BREACH OF TRUST,REVENUE FOR BANKASSURANCE,PROMOTION FOR AGENTS,LOSS BOOKING FOR CUSTOMER.COURTESY STANCHART/BALIC.</description>
		<content:encoded><![CDATA[<p>I WAS SOLD/MISSOLD 25 ULIPS OF BALIC,ANNUAL PREMIUM 60 LACS THROUGH STANCHART KOLKATA.EXTREME MIS SELLING.POLICIES IN QUESTIONS ARE 1.0014947526,SINGLE PREM.POLICY.SAME FUND OF 10LACS WITHDRAWN,REINVESTED,WITHIN A SPHERE OF WEEKS,TO FETCH ALLOC.CHARGES,SHOWN AS TOP UPS.NAV DIFFERANCE CAUSING 65000/LESS PAYMENT.(JAN.06-0/11/06).WROTE TO MR.GOYAL.NO RESULT.2.ULIPS ARE KNON TO BE LONG TERM INSTUMENT.BUT IN OUR CASE,AS SOON AS LOCK IN PERIOD WAS OVER,NEW ONE SOLD,WITH HIGH CHARGES,EVEN AFTER WITHDRAWING FUNDS FROM EXISTING POLICIES.EVEN 5 POLICIES WERE SOLD AFTER WITHDRAWING FUNDS FROM 4 POLICIES<br />
WITH CHARGES @10%,THOUGH 4 POLICIES IN LAPSED STATE 0077201202,0084036225,0072633180,0057707330.HOW CAN YOU SELL A POLICY,WHEN POLICIES ARE IN LAPSED STATE BEFORE LOCK IN PERIOD IS OVERI.E2YS.RUNNING POLICY BEEN SURREDERED TO MIS SELL NEW ONE WITHIN DAYS0022453022 SUR.ON 23.09.09,SOLD 135451707 ON 30/09/09.POL.NO. MIS ADV.TO STOP PAYING PREM.01.09.09<br />
NEW POLICY SOLD WITH HIGH CHARGES 01.08.09,RATHER EXISTING POLICY  SHOULD HAVE BEEN CONTINUED.POL.NOS.25969615,132998085.NOW I AM UNABLE TO PAY PREM.DUE TO LACK OF FUND ,DUE TO MISADVISORY,CAUSING EROSION OF CAPITAL.TOTAL BREACH OF TRUST,REVENUE FOR BANKASSURANCE,PROMOTION FOR AGENTS,LOSS BOOKING FOR CUSTOMER.COURTESY STANCHART/BALIC.</p>
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		<title>Comment on Open Letter to Kamesh Goyal, Bajaj Allianz Life Insurance CEO by Ranjan</title>
		<link>http://ranjanvarma.com/2009/09/letter-kamesh-goyal-bajaj-allianz-life-insurance-ceo/comment-page-1/#comment-53167</link>
		<dc:creator>Ranjan</dc:creator>
		<pubDate>Thu, 05 Jan 2012 15:29:34 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=797#comment-53167</guid>
		<description>Please see the comment by Bajaj care below that says, .... send your complete contact details, Policy No. and e-mail-id on help.support@bajajallianz.co.in OR customercare@bajajallianz.co.in.</description>
		<content:encoded><![CDATA[<p>Please see the comment by Bajaj care below that says, &#8230;. send your complete contact details, Policy No. and e-mail-id on <a href="mailto:help.support@bajajallianz.co.in">help.support@bajajallianz.co.in</a> OR <a href="mailto:customercare@bajajallianz.co.in">customercare@bajajallianz.co.in</a>.</p>
]]></content:encoded>
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		<title>Comment on Open Letter to Kamesh Goyal, Bajaj Allianz Life Insurance CEO by Shantanu Mishra</title>
		<link>http://ranjanvarma.com/2009/09/letter-kamesh-goyal-bajaj-allianz-life-insurance-ceo/comment-page-1/#comment-53137</link>
		<dc:creator>Shantanu Mishra</dc:creator>
		<pubDate>Thu, 05 Jan 2012 11:38:36 +0000</pubDate>
		<guid isPermaLink="false">http://ranjanvarma.com/?p=797#comment-53137</guid>
		<description>Reference : Policy No. 0127968857
                    Policy Holder Name : Shantanu Mishra
Sir,
I have a complaint regarding my aforesaid policy I have purchase this plan in 2009 by your representative he promise me that i have to invest only Rs. 25000/- &amp; I will get Rs. 35000/- After 3 years.
but now when i check my policy fund value this is only Rs. 19403.85 which is lesser then my paid amount &amp; the signature in my policy document is also not mine.

So I request to you to take action against my insurance advisor &amp; refund me my amount (Rs. 35000/-) i have make the complaint to your customer care if you not solve this matter then i have to go to consumer court.

thanks &amp; regards


Shantanu Mishra
+91 9219726400</description>
		<content:encoded><![CDATA[<p>Reference : Policy No. 0127968857<br />
                    Policy Holder Name : Shantanu Mishra<br />
Sir,<br />
I have a complaint regarding my aforesaid policy I have purchase this plan in 2009 by your representative he promise me that i have to invest only Rs. 25000/- &amp; I will get Rs. 35000/- After 3 years.<br />
but now when i check my policy fund value this is only Rs. 19403.85 which is lesser then my paid amount &amp; the signature in my policy document is also not mine.</p>
<p>So I request to you to take action against my insurance advisor &amp; refund me my amount (Rs. 35000/-) i have make the complaint to your customer care if you not solve this matter then i have to go to consumer court.</p>
<p>thanks &amp; regards</p>
<p>Shantanu Mishra<br />
+91 9219726400</p>
]]></content:encoded>
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