Ranjan Varma

Srinivas is an Insurance agent and has a confession to make. Thanks Srinivas for the permission to blog this.

good morning sir!
i am located in vijayawada,andhra pradesh.it is a busy railway junction connecting north to southern states.very fertile lands and our neighbour town GUNTUR is well known for its tobaco leaf.

i work for aviva,hdfc and birla sunlife insurance as a agent for last five years.our innocent customers lost their money in ulips.i was very very innocent when joined, blindly beleived what my employers said.

today all those regular pay roll bosses jumped from one company to another like forest monkeys with pay rise, and dis appeared finally.

i failed to understand the hidden charges which are deducted on MONTHLY basis from the UNIT ACCOUNT.eventhough the NAV is highly appreciated the fund value becomes very very less due to lower number of units.

irda failed to promote simple term plans and giving timely advice to ordinary indian innocent citizens.
recently all pvt. life companies came with very attractive guaranteed polices on maturity.

But i want to confess before this board that very huge incentives and very very easy money we all make in this bussiness.very few people know how policyholders money is spent.
thanks

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