Meet Happy, Lucky and Chintamani.
![\Happy_Lucky_Chintamani\](http://static.toondoo.com/public/r/a/n/ranjanvarma/toons/cool-cartoon-1045923.png "\Happy_Lucky_Chintamani\")
Gururaj Singh (Happy), Sunil Pandey (Lucky) and Mani Iyer (ChintaMani) are unlikely of friends. The three of them were born decade/s after each other and have very different occupations and lifestyles. But still they are very good friends. How? We will tell you, but a bit of each one of them first.
Happy is 33 years old and runs a small business. Happy lives in a rented place with his vivacious wife and two small kids. This Sardar loves his Patiala peg and takes life as it comes. He has a gut instinct of managing his money and though he doesn’t understand the number crunching & jargons, he is fairly comfortable with his own money management skills. And he wants to take his business to the next level.
Lucky is just 24 and has joined a MBA course. His parents doubt that he will complete the two year course. Though he starts everything with a lot of enthusiasm, he gets bored with it very soon. He has dabbled with so many ideas and has left them midway all too soon. He has worked in Call Centers, started some trading activities, day traded stocks and commodities. Lucky thinks he’ll get lucky and gets restless at the waiting.
ChintaMani is 42. He is employed by a leading Bank and stays at their staff quarters along with his wife and two children, a 14 yr old daughter and a 10 year old son. Savings has been in his genes as his parents saved everything they could lay their hands on. From their salary to every nut & bolts used in the house. ChintaMani is progressive and wants to move ahead from just savings to a few investments. Right now, he is confused between two themes: One, “you can’t teach an old dog new tricks” and two, “learning never stops”.
Now you’re curious that how such different people can become friends. Neighbours? No, they were not even neighbours. There’s a clue above.
All of them wanted better control of their money. And they thought that some education was required. So they joined an Executive MBA course together. And they ended up being in the same class and group. Normally the group of students working on project assignments given by the Faculty keeps on changing. But the three guys begged, cajoled the Faculty to keep them in the same group.
And now they are buddy friends. We bring to you the uncensored version of the discussions between Happy, Lucky and ChintaMani. Some of it may be on Rupee101!
Rupee101 would be a series of posts on managing your rupee. It will cover the basics of setting financial goals, savings, tracking expenses, budgeting and ofcourse, investing.
Stay tuned. Do you have your own wish list for me? Tell me in the comments below.
However it still remains a mystery as how less we know about personal finance. The only solution is to share whatever useful stuff you find.
Some readers have come back to me saying that I should facilitate easy sharing of my content. So go ahead share it with your friends and family
Welcome back! Join me on this journey to improving our financial IQ and sharing what we know. Updates at RSS feed or Email. And spread the word please Thank You!
