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iMaximize: ULIP for Online Buyers with No Allocation Charge

Posted on August 30, 2011 by Ranjan — 2 Comments ↓

ULIPs (Unit Linked Insurance Plan), though conceptually a good financial product which covers both insurance and investment needs, have earned bad publicity due to their heavy front loaded charges. Life Insurers have charged very heavy premium allocation charges initially. And…

ULIP Investment: 50000 turns into 47000!

Posted on July 2, 2009 by Ranjan — 5 Comments ↓

A CEO of a tech Startup invested Rs 50000/- in a ULIP when the Sensex was around 10000. “Why is the value Rs 47000 now when the markets have gone up to 14000+?”, he asked me. “Well, only 30-35000 would…