Comments on: Where to Invest for Retirement Planning?

By: jessie

jessie — Thu, 30 Jul 2009 16:15:00 +0000

Very nice article on retirement planning. Keep posting more of it….

By: accounting mesa

accounting mesa — Wed, 29 Jul 2009 14:55:36 +0000

Retirement is a frightening thought for many as they wonder how they will survive. One source of comfort is your own home. The equity in your home could be a major asset, especially if you have paid the mortgage down and especially if you’ve paid it off. If you’re approaching retirement, there are two ways to take advantage of your home’s equity. First, you can use a “reverse mortgage” which allows the lender to make monthly payments to you from the equity. Second, you can “trade down.” Trading down means selling your home and replacing it with a smaller, less expensive home, and then keeping the extra as retirement.

By: Platinum Financial Associates

Platinum Financial Associates — Fri, 24 Jul 2009 08:40:26 +0000

When making a financial planning retirement, do some independent research and analysis first; do not be swayed by what other people’s investment moves. Keep in mind that not all financial planning retirement packages are created equal; each plan has its own pros and cons. So, it is best that you know what will work on you when you make your very own financial planning retirement.

By: Ranjan

Ranjan — Thu, 14 May 2009 18:28:19 +0000

@Khalid Yes, The NPS is the best one now. Need to post about it soon!

By: Khalid

Khalid — Thu, 14 May 2009 18:23:33 +0000

good tips for retirement planning, one more option is national pension plan started on 1st May 09
khalid

By: I feel asleep in 2009 and woke up in 1997 link edition

I feel asleep in 2009 and woke up in 1997 link edition — Tue, 24 Feb 2009 00:23:17 +0000

[...] Where to Invest for Retirement Planning [...]

By: vsm

vsm — Wed, 14 Jan 2009 15:37:00 +0000

Ranjan,

how come real estate as an asset class has been left out. I believe its an inflation defensive asset in the long term, irrespective of the mess that is going around now.

By: Suman

Suman — Sun, 11 Jan 2009 11:02:00 +0000

Gr8 tips to newbies like me thanks….I will be visiting your blog often..

Suman
http://pesit08.blogspot.com

By: macyn

macyn — Tue, 06 Jan 2009 13:33:00 +0000

I recently came accross your blog and have been reading along. I thought I would leave my first comment. I dont know what to say except that I have enjoyed reading. Nice blog. I will keep visiting this blog very often.

Kate
http://educationonline-101.com

By: Admin

Admin — Wed, 31 Dec 2008 10:57:00 +0000

Ranjan, your mentioned investment option has majority of Debt instruments. Please read my thought below:

1. Retirement plan should start as early as possible.
2. Investments should depends on age, risk profile and term.
3. Balancing the portfolio time to time is must.
4. Selecting a savings account which give compounded interest rate facility is excellent. Yes, PPF is the better candidate in both way of saving tax and work as savings account too..
5. Remembering the point of don’t dip into your savings, PPF work best because of its 15 year lock in period.
6. In the sense of mutual fund, I agree with good diversified one. But, selecting a good index ETF will provide the facility of growing your money with economy and time. RCA method is best for buying ETF and SIP is better for MF.
7. A good ULIP with a long term focus would be best for such purpose. It should be a retirement plan without insurance, good fund performance and low costs.

Seek your reply if I am wrong..

Sherin
http://investinternals.blogspot.com