Workshops

Welcome back! Join me on this journey to improving our financial IQ and sharing what we know. Updates at RSS feed or Email. And spread the word please Thank You!

Coming Soon! A "Financial Health Check & Planning Workshop". Stay tuned

A “Financial Health Check & Planning Workshop” is coming soon! Stay tuned for updates.

Background
In India, the financial service providers’ focus on providing commission based recommendations. The financial services advisor is not bothered about providing the knowledge or the tools to their customers to help them manage their money. The problem is compounded by a majority of people who avoid money matters and do not grant it the seriousness that it deserves.

There is a huge information asymmetry in Financial Services industry where the sellers have much more information than the buyer. This lack of transparency leads to uninformed financial decisions even by educated people. Also, we have lack of user friendly measurement tool to track our money before we even can start managing our money.

Competition and active regulation has changed a lot of rules in the past few years. Examples of no entry load on Mutual Funds and the recommendations of the D Swarup Committee on doing away with commissions by 2011 come to mind. There is a unique opportunity to take advantage of these changes to manage our money in a better way.

I believe that it takes all the three components of learning, managing and investing working together and in tandem to manage your money in a holistic manner.

Workshop Goals
• Enhance the personal finance skills by improving their knowledge and behaviour towards money and facilitate individuals to make better financial decisions.
• Establishing financial goals, Learn how to do budgeting and tracking & promote automation.
• Maximize the Investments & Optimize the Insurance cover

Workshop Content
Lights!
1. Understanding Money & Principles of Money Management
Camera!
2. Playing with Numbers & Understanding Rupee Cost Averaging, Magic of Compounding
3. Asset Allocation Principles

Action!!
4. Setting up a customized spending plan
5. Activity based decision making on Insurance
6. Setting up investments in Mutual Funds, Stocks, ETF and Fixed Income Bonds.

My Profile
I have been working in the Financial Services industry for almost 20 years in various managerial positions. More About Me.

My website on personal finance http://personalfinance201.com was featured by Outlook Money in its October, 2009 issue. I am also building a software/tool to track and manage our money called RupeeManager (http://rupeemanager.com)

Stay tuned for upcoming workshops near you. Plans fast filling!!